lifePLUS cover

PSSap and PSSap Ancillary members have access to insurance through lifePLUS cover. lifePLUS cover provides member's protection against financial burdens if they become sick or injured and unable to work.

When members take up insurance through PSSap, they gain access to a collaborative support network and comprehensive coverage. We work closely with government agencies to deliver a coordinated service designed to help members get back on their feet.

We offer group insurance across the Australian Public Service (APS), and can negotiate the right level of cover and premiums for all Australian Government employees.

lifePLUS has two offerings: lifePLUS auto cover and lifePLUS choice cover.  

lifePLUS auto cover 

lifePLUS auto cover is the default insurance for new PSSap members.

Cover is available without having to complete any application forms or medical tests. Key features include:

  • Income Protection: benefits are paid for up to 5 years based on a 60 days Waiting Period.
  • Continuing super contributions: benefits can continue being paid into your super account if you suffer a disability.
  • Death and TPD cover: age-based Death and TPD cover.

lifePLUS choice cover

lifePLUS choice cover allows you to customise your insurance. Key features include:

  • Income protection: customise the period over which benefits are paid, and the Waiting period that applies before you receive a benefit.
  • Continuing super contributions: benefits can continue being paid into your super account if you suffer a disability.
  • Death and TPD cover: you can fix your age-based cover, so the amount of coverage you receive doesn’t change automatically each birthday before age 61

Product details

As an Employer, you play a significant role in ensuring your employees receive the right insurance benefits. For more details see insurance and invalidity

Full lifePLUS product information can be found on the PSSap website